EBAday 2026: Finextra Drops Big European Payments Survey

Alejandro Martínez · 2026-06-16

The European payments landscape is shifting fast, and a new report from Finextra Research is here to help us make sense of it all. Released at EBAday 2026, this survey digs into the trends, challenges, and opportunities that are shaping how money moves across the continent. If you work in payments, you know the pace of change is relentless. New rules, new tech, and new competitors are popping up all the time. This report is a must-read for anyone trying to stay ahead. ### What the Survey Covers The Finextra report is not your average industry overview. It's a deep dive based on direct input from European payments professionals. Think of it as a snapshot of the collective mind of the industry right now. Some of the key areas it explores include: - The rise of instant payments and what that means for banks and fintechs - How the wero European payment system is gaining traction - The impact of new regulations like PSD3 - Where the biggest opportunities for innovation actually lie ### Why This Matters for US Professionals You might be thinking, "I'm in the United States. Why should I care about European payments?" Well, the truth is that what happens in Europe often sets the stage for global trends. The EU payment system news we see today could be shaping our own market in a few years. For example, the push for open banking and real-time payments in Europe has already influenced similar moves here. Understanding the European landscape gives you a competitive edge. ### The Big Takeaway One of the most interesting findings from the survey is how much the industry is betting on collaboration. Banks, fintechs, and regulators are all realizing they need to work together to make payments faster, safer, and more inclusive. It's not just about technology. It's about trust. And that's something every payments professional can relate to. ### What's Next for European Payments? Looking ahead, the report suggests we'll see even more consolidation and standardization. The wero initiative is a prime example of how countries are coming together to create a unified system. For US companies doing business in Europe, or even just watching from afar, this is the time to pay attention. The decisions being made now will define the next decade of payments. ### Final Thoughts Finextra's survey is a valuable resource for anyone in the payments space. Whether you're a banker, a regulator, or a fintech founder, there's something in here for you. The key is to not just read it, but to act on the insights. The payments world is moving fast, and the winners will be the ones who adapt quickest.